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Expert Payroll Services with STP Compliance

At Dellow and Associates, we provide comprehensive payroll solutions tailored to ensure your business remains fully compliant with Australian Taxation Office (ATO) regulations. While our payroll services integrate seamlessly with Xero Payroll Software, we focus exclusively on payroll compliance and financial reporting, rather than Human Resource Management (HRM). Payroll is a critical function of any business, ensuring employees are paid accurately and on time, while meeting all superannuation, tax, and reporting obligations. Our expert team is equipped with in-depth knowledge of Australian payroll legislation, helping businesses across various industries manage their payroll efficiently and effectively.
Single Touch Payroll (STP) Compliance
With the introduction of Single Touch Payroll (STP), businesses are required to report payroll information to the ATO in real-time. At Dellow and Associates, we help businesses of all sizes streamline their payroll operations while ensuring full STP compliance. Our Payroll Services include:
  • STP-Ready Payroll Processing – Seamless and automated payroll submissions to the ATO.
  • Accurate Salary & Tax Reporting – Ensuring correct wages, PAYG withholding, and superannuation contributions.
  • Superannuation Compliance – Timely processing of employer super contributions.
  • Payroll Tax Compliance – Assistance with payroll tax reporting where applicable.
  • Payslip Generation & Employee Records – Accurate and secure documentation for your employees.
Why Choose Dellow and Associates for Payroll?
  • Xero Payroll Integration – Simplifying payroll processing with industry-leading accounting software.
  • ATO-Compliant Processes – Full compliance with Australian payroll regulations.
  • Experienced Payroll Experts – Professional guidance to help your business navigate payroll complexities.
  • Time-Saving & Cost-Effective – Eliminating administrative burdens so you can focus on growing your business.
Simplify Your Payroll with Confidence
Whether you’re a small business, growing enterprise, or established company, we offer tailored payroll solutions that ensure compliance, efficiency, and accuracy.
Get in touch with Dellow and Associates today to learn how our expert payroll services can benefit your business!

Accounting & Taxation Services

At Dellow and Associates, we specialise in accounting, taxation, and financial reporting, providing businesses with accurate financial insights to drive growth and compliance. More than just generating reports, we help decode complex financial data, empowering businesses to make informed, strategic decisions. Whether you require tax compliance, financial reporting, or business advisory services, we deliver client focused services to meet your unique needs.
Industry-Specific Accounting Solutions
We work with businesses across a range of industries, offering specialised accounting, bookkeeping, and taxation services. Our clients include:
  • Mechanics & Automotive – Financial solutions for repair shops, dealerships, and service providers.
  • Construction & Trades – Cash flow management and tax compliance for builders, tilers, electricians, and plumbers.
  • Retail & eCommerce – Bookkeeping, tax, and reporting solutions for retail businesses.
  • Professional Services – Accounting support for legal, medical, and allied health professionals.
  • Natural Therapies & Holistic Health – Specialised financial management for wellness practitioners.
  • Trucking & Transportation – Industry-specific taxation and compliance support for logistics businesses.
Our team understands the financial nuances of these industries, helping businesses stay compliant while optimising profitability.
Financial Reporting & Business Insights
At Dellow and Associates, we provide businesses with clear, structured financial reporting to track performance and ensure compliance. Our services include:
  • End-of-Year Financial Statements – Compliance-focused reporting to assess business performance.
  • Interim Financial Statements – Regular financial reviews to keep your business on track.
  • Profit & Loss Analysis – Helping you identify opportunities for growth and cost-saving.
  • Business Forecasting and Budgeting – Strategic insights to minimise tax burdens and plan for expansion.
Our reports are designed to be concise, actionable, and easy to interpret, giving you real-time financial clarity.
Taxation & Compliance Services
We ensure businesses and individuals meet all ATO tax obligations while maximising tax efficiency. Our tax return services cover:
  • Companies – Corporate tax compliance and strategic planning
  • Trusts & Partnerships – Specialised tax solutions for different entity structures.
  • Sole Traders & Small Businesses – Tailored tax preparation and reporting.
  • Self-Managed Super Funds (SMSFs) – Comprehensive SMSF tax compliance and reporting.
  • Individuals – Personal tax return preparation and optimisation.
We focus on minimising tax liabilities while ensuring full compliance with Australian tax laws.
Activity Statements & ATO Compliance
Staying on top of Business Activity Statements (BAS) and Instalment Activity Statements (IAS) is crucial for financial management. We provide:
  • BAS Lodgements – Ensuring timely and accurate GST reporting.
  • IAS Submissions – Managing PAYG withholding and tax obligations.
  • PAYG Instalments (PAYGI) – Helping businesses stay on top of tax payments.
With direct access to the Australian Taxation Office (ATO) portal, we ensure all records are accurate, up-to-date, and compliant.
Why Choose Dellow and Associates?
  • Industry Expertise – Decades of experience across multiple sectors.
  • Tailored Solutions – Customised accounting strategies based on your unique business needs.
  • ATO Compliance Assurance – Keeping your business up to date with ever-changing tax regulations.
  • Seamless Xero Integration – Efficient, cloud-based accounting to streamline your processes.
  • Dedicated Client Support – Personalised, one-on-one service from experienced professionals.

Strategic Tax Planning

At Dellow and Associates, we take a proactive approach to taxation, helping businesses and individuals optimise tax efficiency, reduce liabilities, and plan for long-term financial success. Our strategic tax planning services ensure you stay ahead of tax obligations while maximising financial opportunities. Beyond simply lodging tax returns, we specialise in Business Projections and Tax Planning, providing forward-looking strategies that help mitigate risks, improve cash flow, and pre-empt unforeseen financial challenges.
Comprehensive Tax Planning Services
We tailor our tax planning strategies to align with your specific business structure, ensuring compliance while identifying opportunities to minimise tax burdens and enhance profitability. Our tax planning services include:
  • Annual Tax Strategy Reviews – Assessing your financial position and optimising tax structures.
  • Cash Flow & Profit Forecasting – Predicting future tax obligations to prevent financial surprises.
  • Tax Minimisation Strategies – Identifying lawful deductions, offsets, and structuring opportunities.
  • ATO Compliance & Risk Management – Ensuring accurate lodgements and minimising audit risks.
  • Business Growth Tax Strategies – Advising on tax-efficient expansion, asset purchases, and investments.
Tax Return Preparation for All Entities
We provide expert tax return lodgement and compliance services for a diverse range of entities, including:
  • Companies – Ensuring corporate tax compliance and strategic tax structuring.
  • Trusts – Managing tax obligations for family, unit, and discretionary trusts.
  • Partnerships – Preparing partnership tax returns and advising on profit-sharing structures.
  • Sole Traders – Maximising deductions and ensuring smooth tax reporting.
  • Individuals – Personal tax returns with optimised deductions and compliance.
  • Self-Managed Super Funds (SMSFs) – Handling SMSF tax returns and regulatory compliance.
Why Choose Dellow and Associates for Tax Planning?
  • Expert Tax Knowledge – Extensive experience across industries and business structures.
  • Tailored Tax Strategies – Solutions designed for your specific financial goals.
  • Compliance & Risk Reduction – Minimising tax risks while ensuring full ATO compliance.
  • Year-Round Support – Ongoing tax advisory services beyond tax season.

Cloud-Based Accounting Solutions for Modern Businesses

In today’s fast-paced digital economy, cloud accounting software has become an essential tool for businesses looking to streamline financial management, improve security, and gain real-time access to financial data. Cloud-based accounting services offer a range of benefits, including automated processes, enhanced data security, and the flexibility to manage finances from anywhere in the world. At Dellow and Associates, we specialise in the seamless integration of industry-leading cloud accounting platforms such as Xero, MYOB, and QuickBooks, helping businesses transition to an efficient, paperless financial system that enhances productivity and accuracy.
Why Choose Cloud-Based Accounting?
Moving to a cloud accounting system allows businesses to:
  • Access Financial Data Anytime, Anywhere – Stay in control of your accounts from any device.
  • Improve Security & Data Backup – Cloud-based platforms offer encrypted protection and automated backups.
  • Enhance Collaboration – Multi-user access enables real-time collaboration with accountants and team members.
  • Automate Financial Processes – Reduce manual work with bank feeds, invoicing, and payroll automation.
  • Ensure Compliance & Accuracy – Stay up to date with the latest tax laws and financial reporting standards.
Xero Accounting: Our Preferred Cloud-Based Software
Xero Accounting: Simple, Smart & Cloud-BasedAt Dellow and Associates, we proudly recommend Xero Accounting Software—our preferred cloud-based accounting software for small and growing businesses. With its easy-to-use interface, smart automation, and secure cloud access, Xero takes the stress out of managing your finances.Whether you’re a sole trader, small business owner, or running a growing enterprise, Xero helps you stay in control of your numbers without needing to be an accounting expert.
Why We Use Xero
By using Xero, we provide our clients with:
  • Seamless Collaboration – Business owners and accountants can access financial data anytime, anywhere, making communication and reporting easier.
  • Automated Bank Reconciliation – Transactions are automatically imported, categorized, and matched, saving time and improving accuracy.
  • Professional Invoicing & Payments – Create, send, and track invoices with ease, with the option for automated reminders and online payment integrations.
  • BAS & Tax Compliance – We ensure businesses remain ATO-compliant, with accurate tax calculations, easy GST tracking, and seamless BAS lodgment.
  • Payroll & Superannuation – Manage employee wages, tax, and super contributions efficiently, with automatic compliance updates.
  • Customizable Reporting – Gain insights into cash flow, profit and loss, and key financial metrics through Xero’s detailed reporting tools.
How We Help Businesses Transition to Cloud Accounting
At Dellow and Associates, we don’t just implement cloud accounting software—we provide expert guidance and ongoing support to ensure you get the most out of your system. Our services include:
  • Software Setup & Migration – Smooth transition from traditional accounting systems to the cloud.
  • Integration with Business Tools – Syncing Xero, MYOB, or QuickBooks with your invoicing, payroll, and financial tracking tools.
  • Ongoing Training & Support – Helping your team maximise efficiency and accuracy in financial management.
  • Real-Time Financial Insights – Helping businesses leverage cloud-based reporting for strategic decision-making.
Future-Proof Your Business with Cloud Accounting
As accounting continues to evolve, cloud-based financial management is no longer optional—it’s essential. At Dellow and Associates, we help businesses modernise their accounting systems for improved efficiency, accuracy, and compliance.

Expert Accounting Services for Self-Managed Super Funds (SMSF)

Managing a Self-Managed Super Fund (SMSF) requires strategic financial planning, compliance management, and tax optimisation. While SMSF provide greater control over retirement savings, they also come with complex regulatory requirements that must be carefully managed. At Dellow and Associates, specialist SMSF accounting services ensure that SMSF members meet their legal and compliance obligations while optimising fund performance. With expert guidance, SMSF members can confidently navigate ATO regulations, financial reporting, and investment structuring to secure long-term financial growth.
Comprehensive SMSF Accounting & Compliance Services
A full suite of SMSF accounting and compliance services is available to assist SMSF members in effectively managing their funds. These services include:
  • SMSF Financial Statements – Preparation of annual financial reports to ensure compliance and accurate fund assessment.
  • Tax Returns & Compliance – Lodgement of SMSF tax returns in full alignment with Australian Taxation Office (ATO).
  • Audit Coordination – Seamless liaison with an external SMSF auditor to facilitate annual compliance audits.
  • Investment Reporting – Comprehensive tracking and reporting of SMSF investments, including property, equities, and managed funds.
  • ATO Correspondence Assistance – Management of ATO inquiries, compliance issues, and regulatory updates to ensure SMSF members remain informed.
  • Tax Planning & Forecasting – Strategic tax planning to minimise liabilities and enhance contribution and withdrawal strategies.
By providing clear, accurate financial records and strategic tax planning, SMSF members can ensure compliance while optimising fund performance for retirement
Diverse Client Base: Industry-Specific SMSF Expertise
Dellow and Associates provides specialist SMSF accounting services to a wide range of industries, including.
  • Professionals & Business Owners – Solicitors, engineers, consultants, and real estate professionals.
  • Investors & High-Net-Worth Individuals – Property investors, share traders, and mortgage brokers.
  • Specialist Industries – Forestry, construction, manufacturing, and retail businesses.
With extensive experience across various investment structures and industry-specific financial requirements, tailored SMSF accounting solutions ensure compliance, efficiency, and long-term wealth management.
Why Choose Dellow and Associates for SMSF Accounting?
  • Expert Knowledge of SMSF Regulations – Ensuring full compliance with ATO requirements.
  • Tailored Tax & Investment Strategies – Maximising tax efficiency and fund performance.
  • Industry-Specific Experience – Specialised knowledge across multiple business sectors.
  • Transparent, Time-Based Pricing – Fees determined based on fund complexity and documentation quality.
Maximise Your SMSF Performance with Expert Accounting Support
Effective SMSF management requires strategic planning, tax optimisation, and full regulatory compliance. Dellow and Associates offers specialist SMSF accounting services designed to provide SMSF members with financial clarity, compliance assurance, and long-term investment success.